Brette Sember, J.D.
Brette is a former attorney and has been a writer and editor for more than 25 years. She is the author of more than 40 books, many of them about legal topics. Brette has written, edited, and consulted for a large number of legal outlets, legal websites, legal practice management software companies, online legal service companies, and law firms. She is a national expert on divorce and family law. View her work on her website.
More From This Author
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Collect on Your Demand Promissory Note with a Demand for Payment Letter
A demand letter is the legal tool you can use to collect the outstanding balance on a demand promissory note. Get the details on when and how to use a demand letter.
· 4 min read
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How to Respond to an Adverse Action Letter
An adverse action letter is a notification that something on your credit report has caused you to be denied credit, a job, or insurance. Here's what to do if you get such a letter.
· 4 min read
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Do's and Don'ts of Performing a Credit Check for Employment
A credit report can be an important part of a background check for potential employees. Find out the requirements your business must follow when obtaining credit reports for applicants.
· 4 min read
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How to Write a Formal Demand Letter
A demand letter—or debt collection letter—is the first step in collecting a debt that is owed to you. Learn how to use a demand letter and what information to include in it.
· 4 min read
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Protect Your Pup with a Dog Bill of Sale
Adding a dog to your family is an important event, and you want to be sure your purchase of the dog is legal and binding. Find out how to use a dog bill of sale for your purchase.
· 3 min read
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Modify an Existing Contract with a Contract Amendment
A contract amendment allows you to change, delete, or add to an already existing contract. Learn how to amend a contract—and what to avoid when doing so.
· 4 min read
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PTO vs. Vacation Time: Which Is Right for Your Company?
You know your employees need (and deserve) time off. Crafting your time-off policy requires some thought.
· 5 min read
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What Happens if You Default on Student Loans?
Student loans are serious financial obligations. Defaulting on a loan can impact your financial life for many years to come with serious repercussions. Find out what happens if you go into default.
· 3 min read
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What Are the Differences Between a Promissory Note and Bill of Exchange?
Promissory notes and bills of exchange are debt instruments that create a legal obligation to pay. Find out when you should use them.
· 3 min read
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Continue Your Business Relationship After Loan Default with a Loan Default Waiver
If your business defaults on a loan, a loan default waiver can be a way to get your finances back on track and continue to do business with your lender. Find out how a loan default waiver might work for your business.
· 4 min read
